BenefitsHouse Officer BenefitsHealth and Welfare Plans Health and Welfare PlansTo enroll, go to http://mybmc.org/. Learn more about your benefits by selecting or clicking on the relevant links below. Medical Plans Dental Plans
Flexible Spending Forms
Other BenefitsEmployee Assistance Program (EAP) The EAP provides confidential, professional counseling, education and referral services to you and your family members. It helps you resolve personal problems before they negatively affect your health, relationships with others, or job performance. You can contact the EAP 24 hours a day, 365 days a year, by simply calling the toll-free number 1-800-435-1986 to speak with a counselor. Also, you can access the EAP website, achievesolutions.net. HIV Occupational Exposure Insurance BMC provides a basic level of $200,000 of coverage to all House Officers who contract HIV at work You may be eligible to purchase supplemental coverage up to $250,000. The supplemental coverage options are $100,000, $150,000, $200,000 and $250,000. For more Information:
Questions About Your Benefits?If you have questions about your benefits, please send us a message: benefits@ bmc.org Retirement PlansThe Open Plan This is a tax deferred plan, 403(b) plan. It allows you to defer paying income taxes on your contributed salary until you withdraw it from the plan during retirement. Your money is kept in an individual account that is invested at your direction. There are no employer contributions to this plan. View or download: BMC 403(b) Open Plan Summary Plan Description (PDF). How Does it Work? You elect to set aside a portion of your salary on a pre-tax basis. The money is then directed to the financial institution you have chosen, TIAA-CREF or Fidelity Investments. It is invested in annuities or mutual funds that you have selected. Changes to your investments can be made at any time by calling the institution directly at: How Do I Join? To join a plan you will need to decide two things: how much are you going to contribute, and which funds (TIAA-CREF) you are going to invest in. Once you have decided, you will need to go online to mybmc.org or call 1.800.410.6649 How Much Can I Contribute? The IRS limits your total contribution to a fixed dollar amount, called a 402(g) limit. This amount can change year to year. |
|
Year |
Regular Limit |
Age 50 + Limit |
|
2008 |
$15,500 |
$20,500 |
|
2009 |
$16,500 |
$22,000 |
|
2010 |
$16,500 |
$22,000 |
|
Once enrolled, you may change or stop your contributions at any time by going online to mybmc.org or calling 1-800-410-6649. Web LinksProspectuses Site Visit for More Information Change of Beneficiary Form
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